Construction in Chicago doesn’t stop when temperatures drop. Framing, drywall, and concrete work often continue under tarps and plastic sheeting with temporary heaters running around the clock. However, that setup keeps a schedule on track, but it also concentrates several distinct risks in one partially finished building. Builder’s risk insurance can help with the build.<\/p>\n
Risk<\/strong><\/td>\n| Coverage that usually responds<\/strong><\/td>\n | What to confirm<\/strong><\/td>\n<\/tr>\n | Fire damaging the structure or stored materials<\/td>\n | Builder’s risk insurance<\/td>\n | Any heater or fire safety conditions written into the policy<\/td>\n<\/tr>\n | Fire or smoke spreading to a neighboring property<\/td>\n | General liability<\/td>\n | Limits that fit a dense block with attached buildings<\/td>\n<\/tr>\n | A worker overcome by carbon monoxide<\/td>\n | Workers’ compensation<\/td>\n | That every crew, including subs, carries their own coverage<\/td>\n<\/tr>\n | Pipes freezing in an unfinished space<\/td>\n | Builder’s risk, depending on terms<\/td>\n | Whether the policy requires heat to be maintained<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n | The Conditions Many Contractors Overlook<\/h2>\nSome builder’s risk policies include protective safeguard requirements, such as keeping heaters attended, maintaining clearances from combustibles, or having extinguishers on each floor. These aren’t suggestions. Falling short of a written condition can complicate a claim, so it’s worth reading that section before the first cold snap.<\/p>\n A Short Cold-Weather Site Routine<\/h2>\nWeer Insurance Group works with contractors across Chicago, from Portage Park to the collar counties, to line up general contractors’ insurance<\/a> that fits year-round work. To review your builder’s risk insurance conditions before winter, stop by our Belmont Avenue office<\/a> or reach out through Weer Insurance Group<\/a> in Chicago, IL.<\/p>\n","protected":false},"excerpt":{"rendered":" Construction in Chicago doesn’t stop when temperatures drop. Framing, drywall, and concrete work often continue under tarps and plastic sheeting with temporary heaters running around the clock. However, that setup keeps a schedule on track, but it also concentrates several distinct risks in one partially finished building. Builder’s risk insurance can help with the build. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[9,17,8],"class_list":["post-76","post","type-post","status-publish","format-standard","hentry","category-general-contractors","tag-chicago","tag-general-contractors","tag-weer-insurance-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t |