Restaurant & Bar Insurance in Chicagoland

Why Restaurant & Bar Owners Trust Weer Insurance Group

• Liquor Liability Experts: We know the risks and requirements for establishments serving alcohol.
• Fast Certificate Turnaround: For new leases, vendors, or events, we move quickly.
• Coverage for Every Setup: From high-end restaurants and sports bars to food trucks and cafés, we’ve got options.

Essential Coverages for Restaurants & Bars

• General Liability: Slip-and-falls, customer injury, or food-borne illness claims.
• Liquor Liability: Protects you if a patron is overserved and causes damage or injury.
• Commercial Property: Covers your building, kitchen equipment, POS system, furniture, signage, and inventory.
• Workers’ Compensation: Required for all staff—especially kitchen, waitstaff, and bar employees.
• Business Interruption: Covers lost income after fire, utility outages, or kitchen damage.
• Equipment Breakdown: Includes walk-in coolers, fryers, ovens, and more.
• Food Spoilage: Reimburses for perishable inventory losses due to power outage or breakdown.
• Cyber Liability: For point-of-sale breaches, data theft, and customer information exposure.

Real Claim Example

A popular River North bar faced a $150,000 liquor liability claim when a patron struck another vehicle after leaving the premises. Their policy with Weer Insurance Group responded—saving the owner from financial ruin and a potential lawsuit.

Who We Insure

• Restaurants & Diners
• Bars, Lounges & Pubs
• Fast Food & QSR Franchises
• Food Trucks & Caterers
• Event Venues & Breweries

Service Areas

• Chicago: Wicker Park, South Loop, Pilsen, Uptown, Lincoln Park
• Suburbs: Oak Brook, Naperville, Arlington Heights, Schaumburg, Des Plaines

Last Updated: February 2026